EVERYONE PLANS END-USER LICENCE AGREEMENT Version 1.0 - 4 August 2026 This End-User Licence Agreement (the “Agreement”) is between Giovanni Bonny (the “Licensor”) and the person or organisation that acquires or uses Everyone Plans (the “User”). By installing, copying, or using Everyone Plans, the User agrees to this Agreement. If the User does not agree, the User must not install or use the software. 1. THE SOFTWARE AND OWNERSHIP Everyone Plans, including its program code, user interface, documentation, and original assets (the “Software”), is licensed, not sold. The Licensor retains all rights in the Software except for the limited rights expressly granted by this Agreement. The User retains ownership of portfolio files and other content created with the Software. 2. LICENCE GRANT Subject to payment of any applicable fee and compliance with this Agreement, the Licensor grants a personal, limited, non-exclusive, non-transferable licence to install and use the Software as follows: a. The purchaser may install and use the Software on computers that the purchaser owns or controls, for personal and professional purposes. b. People who belong to the purchaser’s household may use those installations for personal, household, educational, hobby, and other non-commercial purposes. c. Each person who uses the Software for a business, employment, freelance, professional, or other commercial purpose must have their own licence. A licensed professional user may use the Software on more than one computer owned or controlled by that user or their employer; a separate licence is not required for each computer. d. A shared computer does not create a shared professional licence. Each person using the Software professionally on that computer must be separately licensed. 3. RESTRICTIONS Except where applicable law expressly permits it, the User may not: • sell, rent, sublicense, redistribute, publish, or provide the Software or a licence to another person outside the household allowance above; • share an installer, download, licence key, or other access mechanism outside that allowance; • copy, modify, translate, reverse engineer, decompile, or disassemble the Software for redistribution or to create a competing product; • remove or alter copyright, trade name, licence, or attribution notices; • embed the Software in another product or use it to provide a hosted or software-as-a-service offering to third parties; or • use the Software unlawfully or in a way that infringes another person’s rights. These restrictions do not limit rights that cannot lawfully be excluded, including any mandatory right to achieve interoperability. 4. LOCAL DATA AND BACKUPS Everyone Plans is designed to operate offline and to store portfolio data locally. The User chooses where normal portfolio files are saved. Settings and recovery data may be stored in the User’s operating-system application-data location. The User is responsible for suitable backups and for controlling access to files placed in shared locations. Recovery files are a convenience, not a substitute for backups. 5. THIRD-PARTY SOFTWARE The Software uses third-party components that remain subject to their own licences. Those components and licence information are identified in the Third-Party Notices supplied with the Software. This Agreement does not reduce rights granted under those third-party licences. 6. UPDATES AND SUPPORT Unless separate sales terms say otherwise, the licence is perpetual for the version acquired. The Licensor may offer corrections, updates, or support but does not promise that every update or future major version will be provided without additional charge. An update may replace an earlier version and remain subject to this Agreement or a replacement agreement presented with it. 7. LIMITED WARRANTY The Software is a general-purpose planning aid. It does not provide project- management, legal, financial, safety, or other professional advice. The User remains responsible for decisions, deadlines, records, and results. To the fullest extent permitted by applicable law, the Software is supplied “as is” and without promises that it will always be uninterrupted, error-free, or suitable for every purpose. Nothing in this Agreement excludes or restricts any statutory guarantee, remedy, conformity right, or other mandatory consumer right. 8. LIMITATION OF LIABILITY To the fullest extent permitted by applicable law, the Licensor is not liable for indirect or consequential loss, loss of profit, loss of opportunity, loss or corruption of data, or business interruption arising from use of or inability to use the Software. Where liability may lawfully be limited, the Licensor’s total liability relating to the Software will not exceed the amount the User paid for the licence giving rise to the claim. Nothing in this Agreement excludes or limits liability where doing so is prohibited by law, including liability for fraud or wilful misconduct, or any mandatory consumer remedy. 9. TERMINATION This Agreement ends automatically if the User materially breaches it and does not remedy a remediable breach after reasonable notice. On termination, the User must stop using and remove the Software. Portfolio files created by the User remain the User’s property. 10. GOVERNING LAW This Agreement is governed by Belgian law. For a consumer, this choice does not remove mandatory protection provided by the law of the consumer’s country of residence. Courts having jurisdiction under applicable law may hear disputes; nothing here deprives a consumer of a mandatory right to bring proceedings in their home courts. 11. GENERAL TERMS If a provision is invalid or unenforceable, it will be limited or removed only to the extent necessary, and the remaining provisions continue to apply. A failure to enforce a provision is not a waiver. The User may not transfer this Agreement except where applicable law permits it. This Agreement and any sales terms presented at purchase form the agreement concerning the Software; if mandatory law conflicts with them, mandatory law prevails. Copyright © 2026 Giovanni Bonny. All rights reserved.